Each candidate will be required to obtain a minimum score in each test and also a minimum total score to be considered to be shortlisted for interview.
Depending on the number of vacancies available, cutoffs will be decided and candidates will be shortlisted for interview.
Prior to the completion of the interview process, scores obtained in the online examination will not be shared with the candidates shortlisted for interview.
The penalty of 0.25 marks will be levied, if any wrong answer has been given.
The candidates must score a minimum marks or score in each of the paper to apply for the vacancies in participating body.
After getting the position in the list of shortlist of the candidates will be called for the interview.
The total marks for interview are 100.
Current Affairs-
This would primarily focus on all
news based items from various fields like sports, awards, summits, new
appointments, obituaries, Indian Defense, etc. Please be thorough with
newspaper, preferably “THE HINDU”.
Banking
Awareness-
Indian Financial System –
Overview of Financial Markets (Money Market, Capital Market, Forex Market,
Credit Market), Financial Intermediaries involved (like investment bankers,
underwriters, stock exchanges, registrars, depositories, custodians, portfolio
managers, mutual funds, primary dealers, Authorised dealers, self regulatory
organizations, etc. Also read important committees and its recommendations.
Government Schemes -
All important schemes for ex. Bharat Nirman, Swavlamban, Swabhiman , All schemes discussed in budget – the details like when was it introduced, important facts related to same, budgetary allocation etc.
Regulatory Bodies like -
RBI, (RBI History/ Functions/ Roles/) SEBI, IRDA, PFRDA, FSDC, FMC etc its role functions and fact based details
Monetary & Credit Policies who decides, basis of change and its relation with Inflation and other related issues & Inflation (Types) CRR/ SLR/ Repo/ Re-Repo/Bank Rate etc.
Budget Basics and Current Union Budget – Discussion of Budget related terminologies like GDP, Fiscal Deficit, Various kinds of taxes, Government revenue model and spending etc. and discussion on Union Budget 2014. Also major pointers for Rail Budget and Economic Survey to be read.
History of Indian Banking Industry -
(Pre Independence, Post
Independence, Nationalisation), Structure of Indian Banking, Types of Banks
(Scheduled, Co-operatives), categorisation of Bank (Pvt, PSU, Foreign), NHB,
SIDBI, EXIM, NABARD, IDBI its role etc and concept of NBFC.
International Organisations/ Financial Institutions -
IMF, World Bank, ADB, UN related
agencies, recent development in them members heads etc functions, recent loans
given by them to India or any country in the world where Crisis is going on.
Capital Market & Money Market -
Concept, Types of Instruments
they deal in like (1. Call/Notice Money 2. Treasury Bills 3. Term Money, 4.
Certificate of Deposit 5. Commercial Papers or Capital Market Instruments like
equity Shares, preference shares, or Debt segment like Debentures etc also talk
about Stock Exchanges in India and world.
Other important concepts like -
BASEL, Micro Finance, Base Rate,
Negotiable Instruments, Credit Rating Agencies, Financial Inclusions, Teaser
Rates, GAAR, Priority Sector Lending and all other important concepts.